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For my birthday I would like you to save money

Instead of receiving gifts and cards I would like you to use my referral link to sign up to Transferwise

so that at any time in the near or distant future you will save a generous amount of fees compared to using traditional banks to send money within the US or between countries from wherever in the world you are. Using Transferwise saves a lot compared to using Paypal. You can use it to send money or open a borderless bank account and receive payment to it.

It’s as simple as it sounds, or even more simple. As a birthday gift to me but also to you I would like you to sign up to Transferwise with my link, especially if you get paid in USD but live in another country and are currently losing money on exchanging your USD into your own currency.

I recently came across a post of a Digital Nomad Facebook group member asking how a person based in South America can get paid in USD. The group members offered a lot of different answers but the simplest and most money saving one of them all was Transferwise. You can open a USD currency account with Transferwise even if you are not based in America. It’s worth exploring.

  • You can register with your home address.
  • For example if you are based in the EU, then this is your primary location and you first open your Transferwise borderless account with your EU address.
  • Then once this is all set up you can add a UK and US account, able to receive and hold £ and $.
  • Each account will have its own account numbers that are fully functioning and you can receive payment into your Transferwise account just like as if it was a traditional bank.
  • Please let me know in the comments if you are having troubles setting this up and I’ll try to help you out..

Part 1 / How to escape poverty: A Guide in baby steps (I believe in you!) (English and German text)

English (German below) – please excuse imperfections: This is still a rough draft. The final version will be edited and tidied up later for an ebook action course.

Q: How can I escape poverty? I feel hopeless and beaten down by life.

I think we can help you remember some of your power.

How to escape a poverty trap, in effective baby steps. (Let me know in comments if I am going too fast or skipping any question you may have)

It is important to first of all to pull one’s head out of the sand as soon as possible. It is time to profit from the digital revolution. It is not too late, you are not too unintelligent nor too old or too young. The obstacles, if you experience any are likely in your mind. (I know that there are access differences, my friends in Cambodia would not be able to benefit from my digital revolution suggestions with the ease that you can, so please, use your relative privilege.)

Don’t let fear of violation of your personal data keep you from benefitting and improving your life in noticeable and tangible ways. If you alow your fears to rule you, then you will leave 100s maybe 1000s of $/£ on the table each year. Don’t allow fear to confine you in a poverty trap. You can do better. You deserve better. Let’s make a go of it.

You can secure your personal data with the aid of better passwords and you can even open a second bank account that you don’t link to your existing one. This will prevent anybody accessing your existing account. But this is just a secondary measure that you could take but please don’t let it be the hurdle that stops you from taking action right now. (Let me know in comments if you already face a hurdle at this stage.) 

Now to the first tasks for you. Here are the actions for your day 1 homework. 

Day 1

  1. Open a Paypal Account. The instruction on the screen is really quite easy to follow. 
  2. Don’t feel defeated when you don’t fully understand something or can’t find a needed button immediately. Take your time, you can do this.
  3. Use Google to learn for up to one hour how to create a safe password. ‘dog123’ is not safe, but marginally better than just ‘dog’. But in either case you may as well take your passport, your banking details and your medical records and throw it all out into the street. So take your time. But also not so much that you stop moving forward.
  4. Now you have opened your first Paypal account and created a pretty safe password. , saved the password in 2 places in your home. (Because nobody can remember all these passwords, but don’t worry too much about writing it down, a burglar is unlikely to identify your passwords if you are messy, and even if you are not: who has the time to sift through all your handwritten notes? It’s not 1970 when we all had very little..)
  5. The next step is to connect your Paypal account to your Bank Account. Keep it simple, use your existing bank account for now. You can again follow the instructions on your monitor. Take your time. It all seems more intimidating when it’s your very first time doing it, you’ll feel more confident soon. Paypal will send you a few cents / pennies to your account to verify that you are the account owner. You now just need to wait 1-2-3-4-5 days until the money arrives in your account. Once it does you will return to your Paypal account, log in and enter your details..

Day 2

As I said, it will take a few days. It depends on your bank, on your country’s internal financial setups. It seems to vary slightly from country to country at what speed things move. But once you see the paypal deposits into your account CAREFULLY note them and enter them into your Paypal Account when it asks you for verification that you are the bank account holder of the bank account details that you stated. 

The most important is that you need to drop your fear of the internet or you won’t be able to step out of poverty. You won’t be able to access a side income that you can conveniently achieve in your own time from home. Nobody will be able to help you if you don’t do this to help yourself. 

Trust the process.

The next action steps for you are coming soon.. Please subscribe, check in again next weekend and let me know if you have opened your Paypal account and linked it to your bank account yet. Share if you had any difficulties. I am looking forward to cheering you on and telling you the next action baby steps how to continue. Let’s get you some money! You can do it.

Just to write the first draft of this section of the guide took about 4-5 hours in total. This includes also the pre-writing the idea, then this rough draft in English and German – thinking in two languages is quite the challenge) If anybody feels inspired and already has a PayPal account here is a way to shout me a snack / give me a tip.: – This actionable guide is here for you to enjoy free of charge no matter what. I am just sharing this option as I have been asked by several people to share a way that allows them to show their appreciation for my advice..

GERMAN below (English above) – entschuldigt die etwas rohe Form & Präsentation, das hier ist noch eine grobe Vorschrift und wird in Ihrer fertigen Version nochmal frisch und ordentlich zusammengeschrieben bevor ich alles in einer eBook Anleitung zusammenstelle.

Q: Wie komme ich aus der Armut heraus? Ich fühle mich hoffnungslos und vom Leben niedergeschlagen.

Ich glaube ich kann Euch helfen Eure Tatkraft wiederzufinden und dabei etwas Stärke zu empfinden.

Wie man aus der Armutsfalle mit Hilfe von Babyschritten herausfinden kann. Eine Anführung für totale Anfänger. (Laßt mich im Kommentarbereich wissen falls Ihr noch Fragen habt, die ich noch nicht beantwortet habe und bei denen Ihr Hilfe braucht.)

Wichtig ist zuerst:

Den Kopf sobald wie möglich aus dem Sand ziehen. Es ist an der Zeit von der digitalen Revolution zu profitieren anstelle sich wegen der Angst vor Verletzung seiner Privatsphäre in der Armut festzubeißen. Man kann seine persönlichen Daten mit hilfe besserer Passwörter und u.a auch einem zweiten Konto, relativ gut und sicher absichern. Es braucht aber kein zweites Konto um anzufangen. Ihr könnt das auch später noch an Euer Paypal Konto ankuppeln und Euer Konto, das ihr zum öffnen von Eurem Paypal Konto benutzt habt von Paypal löschen. 

Begebt Euch nicht aus Angst in eine Position in der Ihr mehrere 100 bis mehrere 1000 Euro im Jahr auf dem Tisch liegen laßt. Ihr könnt und verdient besseres.

Auf keinen Fall stur das 21. Jahrhundert verweigern. (Das würde ich übrigens auch gerne REWE sagen, die haben mich nicht online im supermarkt bestellen lassen, weil ich mit meinem Computer in Amerika sitze. Das ist der sicherste Weg Kunden an Amazon zu verlieren.. Rewe… Hört ihr mich? Wir sind im 21. Jahrhundert, warum kann ich Euch mein Geld nicht geben!?)

Jetzt zu den ersten Handlungen die Ihr machen müsst (da gibt es kein drumherum) damit es im Leben wieder aufwärts geht

Tag 1

  1. Macht ein PayPal Konto auf. Die Anleitung auf dem Bildschirm ist eigentlich sehr einfach zu folgen.
  2. Laßt Euch nicht aus der Ruhe bringen wenn es nicht sofort auf Anhieb fließend funktioniert oder wenn Ihr einen Knopf nicht sofort finden könnt oder einen begriff nicht ganz versteht. Laßt Euch Zeit. Ihr könnt das.
  3. Benutzt Google und verbringt 1 Stunde zu lernen wie man ein sicheres Passwort aussucht. ‘123hund’, ist NICHT sicher, aber besser als nur ‘Hund’.. Bei Hund (und hund123)  könntet ihr aber eigentlich auch gleich Euren Reisepaß mit Bankauszug und Impfpaß aus dem Fenster werfen. Also nehmt Euch Zeit, aber auch nicht soviel Zeit, daß Ihr Euch nicht vorwärts bewegt.
  4. Ihr habt jetzt also Euer erstes Paypal Konto geöffnet und ein sicheres Passwort kreiert (das müßt Ihr auch für Email machen) und es in 2 sicheren Orten aufgehoben – es kann sich ja schließlich kein Mensch diese ganzen Passwörter merken. Wenn bei Euch Unordnung im Haus ist braucht Ihr Euch auch garkeine Sorgen machen, daß ein Einbrecher Eure Paßwörter findet..
  5. Der nächste Schritt ist Paypal mit einem Konto zu verbinden. Wieder der Anleitung auf dem Paypal Monitor folgen. Dann kann es ein Paar tage dauern bis Paypal Euch eine bestimmte Zahl von Cent schickt, die müßt Ihr dann angeben bei Paypal, damit Paypal weiß, daß Ihr wirklich die Kontoinhaber seid. Es hat außer Euch ja niemand einen Einblick was ins Konto reinkommt. Daher ist das verlässlich und wenn Ihr dann in ein Paar Tagen bei Paypal einloggt und dort angebt wieviel Cent Paypal in Euer Konto überwiesen hat wird Paypal Euer paypal Konto zum Empfangen von Zahlungen freistellen. (Ich weiß, hier kriegen bestimmt wieder viele total Angst. Aber es sind nicht mehr die allerersten Tage des Internets. Banken und Paypal halten Eure Daten sicher. Auf Euer Passwort kommt es an. Ist wie Haustürschlüssel.)

Tag 2

Wie gesagt, das dauert jetzt erstmal 1-2-3-4-5 Tage. Kommt drauf an wie das in Deutschland gehandhabt wird, das unterscheidet sich sicherlich ein bisschen je nach Land. In England ist meine Erfahrung auch anders als jetzt in Amerika, wo in der Regel vieles etwas flüssiger geht als in meiner Erfahrung in Deutschland.. 

Am wichtigsten ist jetzt jedenfalls die Angst vor dem Internet loszulassen denn ansonsten wird das nichts mit dem aus der Armut steigen. Da wird einem auch sonst keiner mehr helfen können. Ihr müßt Euch jetzt erstmal selbst helfen und dazu gehört eben dem Internet vertrauen.

Vertraue dem Prozess.

Die nächsten Schritte kommen bald. Abonniert bitte meine Seite und kommt in ein Paar Tagen oder nächstes Wochenende, für die nächsten Schritte, wieder. Bis dahin habt Ihr dann hoffentlich auch schon angefangen Euer Paypal Konto zu eröffnen und hoffentlich ist es sogar schon aktiviert und mit Eurem Bankkonto verbunden. Schreibt unten in dem Kommentarbereich wenn Ihr auf dem Weg Probleme hattet und auch wie Ihr sie überwunden habt. Ich höre auch gerne falls ich noch etwas erläutern könnte was beim PayPal Konto aufmachen helfen würde.

Lasst uns Geld verdienen. Ganz nebenbei von Zuhause wann es Euch zeitlich reinpasst. Ihr könnt das!

Aber Ihr braucht ein Paypal Konto sonst geht NICHTS!

Diese grobe Vorschrift für diesen Teil der Anleitung zu schreiben hat, inclusive der ersten Idee vornotieren und dann den zweisprachigen Text zu produzieren, in etwa 4-5 Stunden gedauert. In 2 Sprachen zu denken ist ganz schön anstrengend aber macht auch Spaß. Wer möchte und schon ein Paypal Konto hat kann mir hier ein Trinkgeld geben: – Diese Anleitung wird aber immer umsonst hier für Euch stehen, es gibt also keinen Druck. Ich teile diese Option nur mit weil mich einige gefragt haben ihnen eine Möglichkeit anzubieten sich für meinen Rat und meine Zeit zu bedanken.

Coming soon: How not to live in abject poverty – indefinitely

(or) Why you will wither away and live the rest of your life in poverty unless you join the 21st century technologies that are freely accessible to each and every one in the Western Hemisphere and to some extent beyond. (German below)

In my upcoming article I will discuss financial victim mentality and offer simple practical steps to overcome it (at least they are actionable baby steps). This will require your participation. I can offer you one possible way, the implementation will be up to you.

This article will be available in both English and German. I think it will be ready for you in time for the weekend. Please subscribe / hit follow to receive a notification when I make new posts.

GERMAN below:

Ein neuer Artikel kommt bald. Arbeitstitel: Wie man nicht in schrecklicher Armut den Rest seines Leben verbringen muß.

(oder) Warum Du den Rest Deines Lebens in Armut verbringen wirst, es sei denn Du nimmst am 21. Jahrhundert und seinem Technologieangebot teil. Man kann etwas daran tun und ich beschreibe einen möglichen Weg wie.

Ich werde kurz Armutsmentalität ansprechen und daß man ihr nicht ausgeliefert bleiben muß. Egal wie lange man schon an ihr leidet.

Dieser Artikel wird in Englisch und Deutsch erhältlich sein. Ich lade ihn etwa gegen Wochenende hoch, wenn er hoffentlich fertig ist.

Where to get a Covid Test in San Francisco (October 2020)

I just spent way too long finding a place to get a cover test. The test results were dominated by private offerings and United Airlines soon offering Covid tests to people flying to Hawaii. Neither was what I was looking for.

So without further ado here is the link to the San Francisco Government page, where I found a good list of 30+ places testing for Covid-19, including free Covid tests for uninsured people as well as private options.

If like me you just wanted to find out if Pier 30 is still operating and testing then yes, Pier 30 still tests for Coronavirus. Voila. I hope I just saved you the tedious jumping around forums and articles about United Airlines that I went through.

If you want to thank me for my time and for sharing the solution (rather than just fighting my own battle and leaving you to fight yours) then please just let me know which testing center you will go to and if you have time then let me know in comments how it went. I would really appreciate that as I am test phobic and a hearing your experience might be helpful.

45 for 45 project

This is my proposal: I hope you are going to enjoy helping me celebrate my 45th birthday by being one of my 45 strangers who’ll take a joyful leap to celebrate this next big chapter in my life.

I am challenging myself to approach 45 people I don’t know to ask them to be participants in a whimsical photo project. I am hoping that a little bonus gift to myself will be that I will grow more confident in approaching strangers.

I will share the photos, possibly unedited, on my instagram page @BirgitDeubner (please leave a friendly comment there & share your photo)

If you (stranger participant) would like a free digital copy of your photo then the best way is this:

  • Leave a comment on my instagram page under your photo &
  • THEN send me your contact details in a direct message on instagram so that I know how to get the photo to you
  • (OR if you don’t have instagram you can reach out to me via the contact form here on my website.)

(Ways to receive your photo: email, WhatsApp, FB messenger and apple messages are the best options. I do NOT send sms text messages I don’t have a data plan on my phone. I only make calls using wifi. This also saves me in the region of $400-$1000 per year on cellphone fees. I recommend it.)

I commissioned an artist on Fiverr to make an illustration of Jason and Fig

I just got this little illustration made of Jason & our favourite Chihuahua. The illustrator also creates works in more pastel & girl colours. I absolutely recommend commissioning an illustration if you want to surprise somebody. The turnaround time on my order was less than a day. I am so amazed.

  • You can use my link to get 20% off your first order. I didn’t have a discount code when I placed my first order and 100% think it was worth paying full price.:
Illustration, line drawing of Jason holding Fig the Chihuahua
Jason with Fig the Chihuahua

I paid $12/£10 and think that’s such a bargain. You could print your own greeting cards from your illustration, send virtual greetings to family you can’t see right now or use it for your website/social media etc. Why didn’t I do this sooner?

  • AFTER using my 20% discount link above: You can come back to click on this link to find the illustrator who created this first illustration:

(prices vary depending on how many figures are in the image, how many colours, etc. For 1 figure it is actually JUST $7 total – at time of sharing.)

It’s so easy to place an order. I was nervous and put it off for ages, but then all it took was just 1 good photo + basic instructions. 

(I included a 2nd photo but made sure that I renamed the files to DRAW THIS ONE & REFERENCE ONLY. I don’t think he needed the second photo.)

These were my instructions: 

  • “I would like a line art drawing of Jason & the Chihuahua. You can EXCLUDE the mask if that is possible. (I am including a second photo of the Chihuahua in case it is helpful for drawing her.) Let me know if you have any questions. “

For some reason I didn’t but I could have specified colours as well. The next time I might do it like this: 

  • “If you are using colours for the illustration, please use happy pastel colours.”

That’s it. 

Dog emotion and Cognition course

Today I found out about a 7 week course that starts today, on April 14th 2020, on the evolution of dog emotions and cognition and I think you may be able to take it for free, as long as the course material is released all at once, rather than spaced out over weeks, which they often do.)

I copied the course’s syllabus below for you:

“Dog Emotion and Cognition will introduce you to the exciting new study of dog psychology, what the latest discoveries tell us about how dogs think and feel about us, and how we can use this new knowledge to further strengthen our relationship with our best friends.”


  1. Course information: “Dog Emotion and Cognition is a course designed to introduce the exciting new science of dog psychology to any level of dog enthusiast. In learning about dogs you will be introduced to evolutionary and cognitive theory, learn about experimental methodology, see how dogs compare to other species, and even have the chance to try some of the cognitive games you learn about with your own dog. The course is a great introduction to the field of animal cognition and animal behavior but is also relevant to anyone interested in human evolution or even dog training. When you finish you will think about your dog in a new way, will be ready to apply your new knowledge, and will be prepared to take higher level classes in the evolutionary or cognitive sciences. “

2. The Paradox of a Best Friend That Evolved From Our Worst Enemy: This module will provide an introduction to cognitive psychology and evolution, while having direct application to your dog. At the beginning of each lecture, Dr. Hare will suggest an optional reading from his book The Genius of Dogs, as well as free Dognition games to play at Dr. Hare discusses how our evolutionary relationship with dogs is a puzzle. He describes the meaning of cognition and what it looks like with modern research on animals. Last, he discusses what Dognition is and how can be used like a laboratory for the class. 

3. How Biology Studies Cognitive Evolution: In this module, Dr. Hare describes how the internal processes of the mind are studied through experiments. He explains how animal problem solving is best explained as scientists work toward better understanding the topic. Next, he describes the ecological approach to cognition through an evolutionary lens, which involves Tinbergen’s four levels of analysis. 

4. Dogs Are Cognitively Remarkable: In this module, Dr. Hare describes how dogs are cognitively remarkable. He begins by explaining theory of mind, which, when viewed through the ecological approach, suggests that social problem solving drove primate and human cognitive evolution. Next, he describes how good dogs are at understanding communicative intentions, especially compared to apes. Dr. Hare has three hypotheses to explain the remarkable communication found in domestic dogs. 

5. Evolutionary Accidents and Survival of the Friendliest: In this module, Dr. Hare explores three of his research studies he’s done with foxes, New Guinea Singing Dogs, as well as research on wolves. He describes how early dog-wolves may actually be a product of natural selection rather than artificial selection, contrary to popular belief. He introduces a hypothesis called Survival of the Friendliest, which may explain how dogs, bonobos, and modern species evolved in contrast to close relatives, such as wolves and chimpanzees. Last, he relates the high level of social tolerance of these species to human by looking at human self-domestication. 

6. Problems That Dogs Can and Cannot Solve: In this module, you will learn about the genius of dogs. Brilliant examples of the canine mind will be explored. Dogs seem to be capable of inferential reasoning using the “principle of exclusion” as well as learning new words by imitating humans. Next, Dr. Hare discusses dog’s abilities to understand physical problem solving compared to other species (hint, this isn’t most dog’s strong suit). Last, he will discuss how dogs are not cooperative breeders, do have a relaxed social system, and are excellent hunting companions for humans. 

7. Finding Your Dog’s Genius: In this module, Dr. Hare will discuss the common myths of breed differences and what research (including citizen science Dognition data) has actually been done to understand potential differences between breeds. You will also listen to Dr. Hare debunk “aggressive dog breed” stereotypes by learning about the literature and studies that have been done on dog aggression. He poses an interesting question about the actual culprit for the dog aggression problem, which is not even a dog! Next, he will explain how important understanding dog cognition is to training strategies. Dr. Hare will discuss how, unfortunately, not all cultures love dogs, and some see them as food and pests. He suggests ways that humans can live with dogs for mutual benefit. Taking all that you’ve learned into account, Dr. Hare then discusses how Dognition is revolutionizing what we know about dogs and how beneficial it could be to your relationship with your dog as well as for science! 

8. Final Exam: The final exam covering topics from all modules.

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Subtitles: English, Spanish, Croatian

How I accept payment around the world – as a self-employed freelancer.

Save money on sending or receiving money internationally (USA, UK, Europe, Japan and more).

I think almost everybody will nowadays have a Paypal account (if you don’t have one I still recommend that you get one as it opens so many side income possibilities that otherwise either remain closed or take longer to get paid for, and in some cases it can cost more money to get paid outside of Paypal.)

But moving on from Paypal for now I wonder who here reading this has opened a Transferwise, borderless account? Transferwise is a really great alternative to Paypal, depending of course what you use Paypal for. The company started in the UK, founded by two friends who wanted to create a cheaper way to send money back to Eastern Europe. At first I was quite sceptical if it is safe and spent hours googling the company and verifying that I wouldn’t be falling for an expensive hoax or scam.

The first time that I saw how much using Transferwise can save somebody was when my Spanish friend was about to return to Spain. She was in the process of closing her UK bank account and had just started a standard bank transfer between her two accounts. She must not have paid close attention to the fees before going ahead with the bank transfer and as she hit send she realised just how much money she lost in the transaction. Luckily she was able to cancel the process and reverse the charges. Next she tried Transferwise and it saved her hundreds.

I since compared Transferwise rates with the cost of sending and receiving money via Paypal and as much as I am a longtime lover of Paypal for convenience, Transferwise wins hands down and saves significant money compared to any other service that I know of.

This picture is a clickable link to Transferwise whom I recommend.

I am currently waiting to interview for a job with an Advertising company in Vienna, Austria and if I end up taking the job I will request payments through Transferwise. An additional appeal of Transferwise is that I can just hold my money in the account in the currency of origin without exchanging it for the currency of where I currently am (in my case that is America) and instead I am planning on leaving the money sitting in my Transferwise borderless account until I visit my friends and family in Germany when I’ll draw the money at a cash machine using my Transferwise debit card.

Even if I won’t draw the money out of the account in person I can choose to not exchange the Euro until I see a favourable exchange rate. I haven’t checked but I am quite sure with Coronavirus the rates are fluctuating a lot, having this borderless account will allow me to bide my time and wait for a good moment to exchange and transfer to my account in the USA or my account in the UK.

I still live between both countries but that is a story for another time.

If you think you might like to explore Transferwise’s borderless account or just use it to send money from one country to another then please use my link. I sincerely recommend them and personally have found the team at Transferwise responsive and helpful when I first opened my borderless account.

By using my link you will get your first money transfer fee free (up to £500, it may be a different number in USD, EURO, Japanese Yen etc.) I will receive a small financial perk ONLY after you have used your account to transfer and save money. The perk that I will receive comes at NO cost to you in any way but will aid me in living my life and writing future helpful recommendations.

I only recommend services and companies whom I genuinely feel strongly that they serve a positive purpose or function and if in doing so I can benefit by gaining a commission then I think that is a wonderful bonus and reward for taking the time to tell you what helped me in no small measure.

Do you have any questions?
Please use my link to sign up, ideally right away and when you first use Transferwise to send / receive money please get back to me and let me know how much it saved you. I would love to hear.

this image is here because I am probably going to use it to link this article to Pinterest, and a simple graphic might be better than just a photo of myself with a Chihuahua. I don’t know. What do you think?

My Daily Corona Goals

In the last 3 weeks I have gone through the stages of ultra pragmatism, preparation, anxiety, stress, mild manic and to be honest all those emotions and more continue to take it in turns cycling through me. But last night I thought about how time is precious, there is no knowing how this will all turn out but in the meantime I can take a little more control over what is here within my reach right now.

So here I present my first of my Daily Corona Goals. I am really just playing around but I do want to use my days better and I want to learn to be a better graphic designer (I am not a graphic designer, but I need to work on this skill for our business purposes & my digital media offering services anyway, now is a great time.)


Websites that I use regularly and who offer discounts and affiliate rewards

Some Companies give their users a reward when they share their experience and links to the the company signup or purchase options with their friends and network. You can read more if your scroll below the list of my affiliate links.

But before you go, I want you to know that I ONLY share what I have experience with and would recommend to you without a reward, too.

  • Rover You save $20 off your first booking (use this link within 10-14 days of intending to use it) and
  • Trustedhousesitters You get 25% off your first year membership price and I get a free month, maybe 2 when you sign up.
  • Thredup : Second hand clothing shop. Huge selection. I bought most of my clothes there in 2019 and 2020. I receive $5-$10. You receive up to 50% of your first order if you sign up and make a purchase within about 14 days. (I need to check time frames)
  • Skillshare: An online learning platform for creative and entrepreneurial skills for a flat annual fee. With my link you will get 2 free months of use of Skillshare. You do have to give them your payment details before you can trial the service BUT you can cancel and not pay anything when your trial period is over. I personally LOVE Skillshare. So I have a subscription.
  • Transferwise It really is the BEST for sending money abroad. I once wrote them a personal love letter. I am not joking. They are cheaper than bank fees and when you transfer more than ~$100 you will save compared to using Paypal. Anything over $200 you would be mad to use Paypal, sorry Paypal. Transferwise has saved Jason and I a lot of money over the last 5 years. Recommended.
  • Audible: I will soon share a link to this as March and April 2020 look like great months for learning things.
  • Airbnb You get up to £34 off your first booking. After using this link to sign up you have 30 days before this offer expires, so use the link close to your planned trip. I get £15 if you book a stay and £8 if you try Airbnb experiences. I have been an Airbnb host since their first year in business. I have nothing but good experiences.
  • Couchsurfing, they don’t pay me anything but I still recommend it. Ask me Q’s if you have any. This is my profile there:
  • Dropbox: We will both get an additional 500MB free storage if you use my Dropbox referral link and add files to your Dropbox. Dropbox has been my storage space of choice for over a decade. I recommend it.
  • I list everything I use, try, enjoy here it is a website called KIT & if you use any of my listings to make an order I will get a tiny percentage without this costing you anything extra. If nothing else it is a good list of products that I personally use and recommend with or without being rewarded for it.

For example Rover, Jason and I sometimes look after other people’s homes and pets for payment. We find between 50-75% of our clients through Rover. When we get booked to housesit and look after somebody’s animals we get paid. If we share the link to the website with you and you hire a petsitter or sign up to become a petsitter within 14-30 days of clicking on the link we receive a small commission. We shared something that benefits us with you, so it may benefit you, too and as an extra bonus we also get a small reward. Some give out a few dollar, some give me an additional free month of membership.

I thought I make a list of all the companies that give a reward for the referring person (i.e. myself, Birgit) when somebody uses my links to sign up and become an ACTIVE user / customer. If you decide to use any of my links then please let me know how your experience with these companies is. I am happy to coach you to creating your profiles or how to use the service I am recommending. I am ONLY sharing websites, companies, services, products on this post that I have myself tried and use regularly. (Or would use more regularly if I had more time.)